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Articles & Insurance Bulletins

Building Articles & Insurance Bulletins

Below is an informative list composed by MBMA and other organizations on metal building industry associated issues and insurance.

  • Landstar / Inway

    TRUCKING COMPANY HIGH PROFILE CASE STUDY

    In this case study, Landstar/Inway reveal how a metal building system solved an issue of a longtime tenant suddenly vacating all five rental buildings.

  • Fact Sheet

    CONDENSATION FACT SHEET

    This four-page publication offers solutions to condensation in metal building systems. It contains factual information about the proper ventilation of buildings as well as systems that can be used to prevent condensation from forming.

  • Metal Roofing Spec

    GUIDE SPECIFICATIONS: METAL ROOFING SYSTEMS

    This performance guide specification is intended for use on projects where the Structural Standing Seam Roof System is to be supplied as an item separate from the building’s structural systems. It must be edited to fit the conditions of use. It includes system performance requirements, design requirements, submittals, and other key factors pertinent to roof specification.

  • Metal Building Spec

    GUIDE SPECIFICATIONS: METAL BUILDING SYSTEMS

    This is a performance based guide specification, which is intended for the use in the development of an office master specification or in the preparation of specifications for a particular project. It must be edited to fit the conditions of use. It includes all the design requirements, structural systems description, roof, wall, accessories, and references for standards.

  • Insurance Fact Book

    MBMA INSURANCE FACT BOOK AND BULLETINS

    This booklet and the bulletins describe the MBNA’s position and recommendations on insurance matters.

  • Bulletin #1

    INSURANCE BULLETIN #1

    This Bulletin provides an overview of the various fire insurance companies and organizations, along with their ratings and practices. Covered are stock companies; Lloyds; mutual insurance companies; reciprocal insurance providers; and self-insurers.

  • Bulletin #2

    INSURANCE BULLETIN #2

    Titled “Insurance Facts – What Does it Say, and How Can it Be Used?” this Bulletin provides metal building dealers and producers with general knowledge covering topics of fire and allied lines of insurance, as well as how to use the booklet Insurance Facts listed above. It describes in detail all the salient insurance information that is contained in the booklet. It is a basic sales tool booklet that can keep you abreast of the latest within the insurance industry.

  • Bulletin #3

    INSURANCE BULLETIN #3

    The ISO (Insurance Service Office) or State Rating Bureau is a valuable source of information and advice on fire and allied lines coverage insurance rates or loss costs. This Bulletin discusses why and how you should contact either body to obtain much-needed information.

  • Bulletin #4

    INSURANCE BULLETIN #4

    This Bulletin covers the Insurance Service Office’s (ISO) various methods of property evaluation. In recent years, two fire loss costs methods have been developed by this organization. This Bulletin outlines the many factors considered by ISO during an insurance evaluation.

  • Bulletin #5

    INSURANCE BULLETIN #5

    The Specific Commercial Property Evaluation Schedule (SCPES) classifies buildings into six categories: Fire Resistive; Modified Fire Resistive; Masonry Noncombustible; Noncombustible; Jointed Masonry; and Frame. This Bulletin explains how insurance rates and loss costs are influenced by column protection or exterior wall construction.

  • Bulletin #6

    INSURANCE BULLETIN #6

    This Bulletin outlines how fire insurance rates or loss costs are influenced by insulation spread by flame and/or interior finishes. Hypothetical comparison information is provided, along with recommendations on insulation types and interior finishes one might consider.

  • Bulletin #7

    INSURANCE BULLETIN #7

    Fire insurance rates or loss costs are predicated primarily on two things — the building construction and its occupancy rate. This Bulletin asks and answers the question: What Effect Does Occupancy Have on Rate or Loss Cost?

  • Bulletin #8

    INSURANCE BULLETIN #8

    If a building is isolated with no surrounding structures, and it burns, it is normal to assume that the fire started in that building. If there are neighboring structures and they catch fire, this fire may spread. This Bulletin discusses the building owner’s exposure if a fire occurs in a neighboring building and provides Exposure Hazard Charge information.

  • Bulletin #9

    INSURANCE BULLETIN #9

    Rating authorities establish public protection classifications. This Bulletin explores what these various classes mean to the building owner in terms of insurance rates and loss costs.

  • Bulletin #10

    INSURANCE BULLETIN #10

    The viability, costs and other variables associated with installing a sprinkler system are discussed in Bulletin #11. In particular, insurance cost savings are addressed as they pertain to having a fully- functional sprinkler system installed in a given building. Also provided is information on the comparisons between Sprinklered and Non-Sprinklered buildings.

  • Bulletin #11

    INSURANCE BULLETIN #11

    Contents of a building are normally more readily damaged by fire than the building infrastructure itself. It follows, then, that the insurance rates for contents are quite often higher than those for the building itself. Find out what this means — and how it might affect your rates or loss costs — in this Bulletin.

  • Bulletin #12

    INSURANCE BULLETIN #12

    The facts on insuring a metal building versus other different materials of construction are found in this Bulletin. Discussions on minimizing impacts of high insurance costs on sales are included as are details on proper building evaluations.

  • Bulletin #13

    INSURANCE BULLETIN #13

    Wind uplift is a major factor in the roofing and construction industries. Considered a Group II cause of loss, wind uplift is rated alongside damage from hail, smoke, riot or civil unrest, aircraft or vehicles, sinkhole and volcanic action. Find out how to achieve the optimum wind uplift rating for your metal building in this Bulletin.

  • Bulletin #14

    INSURANCE BULLETIN #14

    Earthquake rates or loss costs are discussed in this Bulletin — and metal buildings are known for outperforming competing structures in the event of one of these devastating catastrophes. Tabular information, by building type and geography, is presented, which may be useful in selling a metal structure in a region susceptible to earthquake activity.

Contact Us

If you’re ready to start your project, or are just shopping for a quote, Universal Steel of America is here to serve you. Call or send us a message today. We look forward to working with you!

Phone: (770) 449-6588

3941 Holcomb Bridge RdSte #200 Peachtree Corners, GA 30092

sales@universalsteel.com